WFS -Privacy Notice

Wingert Financial Services Inc, is concerned about your privacy. As an integral part of our providing quality financial products and services to you, we collect certain personal information about you. We do not sell this personal information to third parties, and we disclose this information only as absolutely necessary to provide the products and services you have come to expect from us. This Privacy Notice is provided solely for your information and it is not necessary for you to take any action. Nevertheless, you have certain rights as described below.

In order for us to conduct business, we collect nonpublic personal information about you from:

> applications or other necessary forms, such as your name, address, social security
    number, assets, liabilities and income, employment status and dependent information;
> your transactions with our operating subsidiaries, affiliates or others, such as your
    account activity and products and services purchased; and
> visitors to our website(s), such as information from on-line forms, site visitorship data and
    on-line information collecting devices.

Within our organization, we restrict access to nonpublic personal information about you to those employees who must know such information in order to provide you with the quality financial products and services you deserve. We maintain all matter of safeguards that comply with federal and state regulations and protect your nonpublic personal information. We may also disclose all of the information described above to non-affiliated third parties with whom we, or any of our operating subsidiaries, contract for services such as: third party administrators, investment companies, insurance companies, investment advisors, companies that perform marketing services on our behalf or other institutions with whom we have joint marketing agreements. We contractually require these third parties to maintain physical, electronic and procedural safeguards that comply with federal and state standards to safeguard your nonpublic personal information. Nevertheless, we may disclose your nonpublic personal information to self-regulatory authorities and other regulatory authorities, law enforcement or other governmental authorities as reasonably necessary to conduct our business or as otherwise permitted by law.

Our privacy policies will continue to apply even after you cease to have any customer relationship with us or any of our operating subsidiaries.

We do not disclose your nonpublic personal information to third parties except as necessary to provide our products and services to you.