Wingert Financial Services

Buy/Sell Agreements

Deferred Compensation

Tax Analysis

Group Benefits

Solo 401(k)

BUY / SELL AGREEMENTS

If a business partner dies, a company must raise cash or negotiate a settlement with the partner's estate. This can be damaging to quite impossible based on the financial stability of the business. The most cost effective way to handle the death of a partner is by establishing a "buy / sell agreement" in advance. This is an agreement where upon death, the deceased's portion of the business is bought out for a prearranged price. Life insurance policies are purchased by the business on the life of each partner for the amount of the predetermined sales price. In the event of death, the death benefit is used by the company to pay the deceased's estate. At Wingert Financial Services, we handle the life insurance for buy sell agreements. Securing multiple policies can be expensive, so we electronically shop for great prices with a multitude of leading companies to find the most competitive rates. Call us for details or a quote.

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DEFERRED COMPENSATION

Business owners and executives, who have high incomes and are taking home more income then they need, are giving away tax dollars sooner than they should. We design plans where highly compensated employees can defer compensation to a later date. This lowers their tax burden today and helps them accumulate wealth for tomorrow. Call us today for details

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TAX ANALYSIS

It's not always what you make, but what you keep. We offer a free tax analysis for personal and business taxes. Let us know if you would like a second opinion.

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GROUP BENEFITS

SOLO 401(K)

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Do you or someone you know.............

h Spend more time planning vacations than retirement?

h Want to save for a child's education?

h Not really understand an employer's life and disability income insurance plan?

h Spend too much money on medical insurance?

h Feel like the IRS is getting too much?

h Plan to care for a parent or sibling in the future?

h Contribute to a 401(K) and not understand the plans options?

h Have retirement plans with previous employers?

h Not fully understand the impact of inflation and taxes?

h Not have a will or trust?

h Feeling trapped in an investment property because potential taxes?

h Wish to invest but are not sure how to go about it?

If you answered yes to any of
the above questions, contact
us to learn about the options
available to you!

Securities offered through Investors Capital Corporation- Member FINRA/SIPC
26 Meadow Lane, Cumberland Center, ME 04021 * Tel 207 829-4673
Advisory services offered through Investors Capital Advisory Services

Jason D. Wingert is licensed to sell general securities in: WA, OR, CA, FL, GA, MA, NJ, and Advisory Services in WA. Wingert Financial Services, Inc is doing business as Wingert Financial Services. Wingert Financial Services, Inc is licensed as an insurance agent/agency in the state of Washington. Jason D Wingert is a licensed insurance agent or producer in: OR, CA (0D71592), MA, NH, TX, ID, CO, AZ, MT, IA, IL, WA.